Legal

Privacy policy

Last updated: 2026.

What we collect

We collect only the information you choose to submit through the forms on this site: your name, phone number, email address, preferred contact time or method, any message you write, and — if you used the calculator — the figures you entered and the estimate produced. You can use the calculator without providing any contact information at all.

How we use it

  • To prepare and deliver the personalized quote or answer you requested.
  • To contact you by phone, text, or email about your inquiry.
  • To maintain records required of a licensed mortgage broker.

What we don't do

Your information goes to Tanner Connelly only. We do not sell it, rent it, or share it with marketing lists or lead-generation networks. Information is shared with wholesale lending partners, counseling agencies, or service providers only when it is necessary to process a loan you have chosen to pursue, or when required by law.

Cookies and analytics

This site uses basic analytics to understand which pages are useful — for example, how often the calculator is completed. This measurement is aggregated and is not used to build advertising profiles.

Your choices

You may ask us to correct or delete the information you submitted, or to stop contacting you, at any time. Email Tanner@EmpireHomeLoans.com or call (720) 335-7100.

Contact

Empire Home Loans, Inc. · Company NMLS 1839243
4401 Hazel Ave., Suite 225, Fair Oaks, CA 95628

Empire Home Loans Inc.

Tanner Connelly
NMLS 1998297
CO MLO License #100524814
Tanner@EmpireHomeLoans.com
(720) 335-7100

Empire Home Loans, Inc.
Company NMLS 1839243
Corporate: 4401 Hazel Ave., Suite 225, Fair Oaks, CA 95628

Mortgage Company Registration — regulated by the Colorado Division of Real Estate.

NMLS Consumer Access

Empire Home Loans, Inc. supports Equal Housing Opportunity.

Empire Home Loans, Inc. (“Empire”) · Company NMLS #1839243 · NMLS Consumer Access. Corporate: 4401 Hazel Ave., Suite 225, Fair Oaks, CA 95628 · (720) 335-7100. All rights reserved. Empire is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or any government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old for a federally-insured HECM; proprietary reverse mortgage products may be available from age 55, subject to program and state availability. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Empire Home Loans, Inc. is a licensed mortgage broker. Reverse mortgage products are offered through wholesale lending partners. Not all products are available in all states or to all applicants.

© 2026 Empire Home Loans, Inc.