Empire Home Loans, Inc. (“Empire”) · Company NMLS #1839243 · NMLS Consumer Access. Corporate: 4401 Hazel Ave., Suite 225, Fair Oaks, CA 95628 · (720) 335-7100. All rights reserved. Empire is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or any government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old for a federally-insured HECM; proprietary reverse mortgage products may be available from age 55, subject to program and state availability. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Empire Home Loans, Inc. is a licensed mortgage broker. Reverse mortgage products are offered through wholesale lending partners. Not all products are available in all states or to all applicants.
© 2026 Empire Home Loans, Inc.
